NEED RESPONSES FOR THESE ANSWERS…
#1) Diminishing the quantity of uninsured is a key objective of the Affordable Care Act (ACA), which gives Medicaid scope to some low-pay people in expresses that grow and Marketplace appropriations for people underneath 400% of the destitution line. Standard assessments demonstrate that more than 41 million people were uninsured in 2013, before the beginning of the major ACA scope procurements, and early confirmation recommends that the ACA has lessened this number. I believe that Mr. Smith fits the regular profile of an uninsured individual in the United States. He has two employments and not have protection in light of the fact that he can’t bear the cost of it. This is extremely regular among numerous uninsured Americans today. Numerous individuals in America will work and work and attempt and disregard or treat their medical issues until it’s past the point of no return or something extreme happens, for example, with Mr. Smith.
In Mr. Smith’s case, since he does have two part-time jobs, there might be a discounted rate on the medical accommodations rendered where he will have to pay a certain amount or some kind of financial available will be offered to him. If he is in the state of impecuniosity level where he cannot pay at all, it would be indicted off as charity care.
To mitigate the effects of the financial impact, my organization can reduce cost as much as possible. What I mean by this statement is, I would reduce working hours, but try to avoid a lay-off, since it will need them when the economy comes back again. I will create a voluntarily program for workers who want to stay home, or come to work 2-3 days a week. I would also create more sub-departments, such as certain staff members only to handle a case from entry to exit only, reduce the workload on the individuals currently scheduled by not stretching them out.
In my experience, when you are hired part time that most likely means you do not have health insurance through work. Even with Joe working 2 jobs, both being part time that means odds are that he either has his own separate health insurance or he has none at all. There is Medicaid, but that is usually for females and children or pregnant women, and the elderly 60 and older, so I don’t think he qualifies for that either and even if he did meet the criteria he would be making to much a month. If Joe does not have health insurance, he is definitely going to get billed from the hospital and emergency room. The bills from the emergency rooms and urgent care are not cheap at all. Depending on if the amount if feasible for Joe, if he doesn’t try to pay for any of the balance then it will eventually go to collections and in turn effect his credit negatively
With that all being said I would say the situation of Joe going to the hospital and not being insured is typical, but for the fact that he has two jobs and doesn’t have some kind of affordable insurance, that part doesn’t seem right. I think something helpful would be for more income based clinics to e opened. There is one in my area that I go to actually because I don’t have insurance, which I will be getting Medicaid soon. This clinic goes off of how much you are paid. For my visit I go a bill I the mail for as much as $13.00 that’s it. The clinic pretty much did the same thing an emergency room would have done for me.
A lot has changed within the health system an health coverage, especially since the Affordable Care Act. This article states exactly what we are talking about and the issue that Joe is dealing with, along with myself and many others.
“Until recently, estimates indicated that more than half of Americans obtain health insurance through their employers. Yet the employer-based system leaves many vulnerable populations, such as low-wage and part-time workers, without coverage. The changes authorized by the Affordable Care Act (2010), and in particular the Health Insurance Marketplace (also known as health insurance exchanges), which became operational in 2014, are projected to have a substantial impact on the provision of employer-based health care coverage