Under what circumstances a Record of Advice (ROA) canbe used instead of a Statement of Advice (SOA)?

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Under what circumstances a Record of Advice (ROA) canbe used instead of a Statement of Advice (SOA)? Select ONE correctanswer.

Select one:

a. When providing further advice when the basis of advice hassignificantly changed from the advice in the previous SOA

b. If the advice is provided for free

c. If the advice involves investment of more than $15,000

 
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