US Student Loans: Help or Trap Research paper, business and finance homework help

An original 8-10-page research paper (NOT including title page, abstract and references).

The research paper must contain the following:

A significant problem, question or issue bearing on U.S. financial markets and institutions,
Research that demonstrates the validity and applicability of the problem, question or issue in the field,
A solution to the problem, question or issue or, if no solution is available, a discussion of alternatives that may be utilized and
At least ten relevant sources from primary-source documents or reports, peer-reviewed journals or equivalent materials with substantive academic value, cited in the text and identified as references.

The research paper must adhere to APA style in all respects.