please answer the following case as explain below be precise and have the full answer for each question
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Case Application Questions
1 – What recommendations would you make to improve the couple’s risk profile?
2 -Do you believe they should have more insurance?
3 – Which type would you recommend: whole life or term insurance?
4 -What is your recommendation for auto insurance?
5 – What is your home owner’s insurance recommendation?
6 – Give the advantages for Richard obtaining disability insurance.
7 – Do you believe Richard and/or Monica should have long-term care insurance? Why?
8 – Prepare the overall risk management, life, and other insurance parts of the financial plan using answers to the questions above.
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