For this assignment, write a 5–10 page report examining deposits, the major source of funds for depository institutions. The importance of attracting and maintaining deposits as a stable and low-cost source of funds cannot be overstated. In this assignment you will be comparing the character of your bank’s JP Morgan Chase deposits across time its peer group of banks. You will glean information concerning the cost and stability of this source of funds and this assignment is used to emphasize the importance of being able to attract funds in the form of deposits, which is unique to banks and thrift institutions.

Deposit Volatility Data

Complete the following:

1. Use the FDIC, Statistics on Depository Institutions Web site to create a four-column report of your bank’s information and peer group information across the years. Note: Use the pull-down menu to select Total Deposits and view this in Percentage to Total Assets.
2. From the Total Deposits report collect information to break down deposits in several ways:

• Total deposits into domestic deposits versus foreign.
• Total deposits into interest bearing versus noninterest bearing deposits.
• Domestic deposits into their basic types.

Analysis

For your analysis consider the following questions:

• How has the reliance on deposits as a source of funds changed across the periods?
• Has your bank relied more or less on depositors than the average bank in the peer group?

Use the chart function in Excel to create four bar charts illustrating the types of deposits supporting assets for your BHC and its peer group.

Write your report about your bank’s use of deposits as a source of funds and how it compares to its peers. Use your bar charts as a graphic and incorporate tables from your Excel spreadsheets as references. Provide inferences concerning interest costs and deposit volatility (withdrawals) based on the data you have to interpret.

Inferences for the Industry

Based on the analysis of the deposit volatility for this company, bank management theory, as covered in course readings and research, what strategies and recommendations can you offer for managing sources of bank funds—especially those related to deposits? Provide support for your position from relevant sources.

For this assignment I have chosen JP Morgan Chase as my bank to do the research on. 

https://www5.fdic.gov/sdi/main.asp?formname=compare

This website may be very helpful.

 

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Essay about the use of OS in industries. with resources. 

 

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In the United States, managed care is becoming an increasingly popular method of administering healthcare. It influences the clinical behavior of providers, as it combines the payment and delivery of healthcare into a single system, the purpose of which is to control the cost, quality, and access of healthcare services for a single bracket of health plan enrollees (Scutchfield, Lee, & Patton, 1997).

Yet, managed care often evokes strong or negative reactions from healthcare providers because they are paid a fixed amount for treating their patients, regardless of the actual cost, which may influence their level of efficiency. This can challenge the relationships between doctors and patients (Claxton, Rae, Panchal, Damico, & Lundy, 2012; Sekhri, 2000).

Research managed care’s inception and study some examples. Be sure to investigate the perspectives about managed care from the vantage of both healthcare providers and patients. You can use the following keywords for your research—United States managed care, history of managed care, and managed care timeline.

Based on your research, answer the following questions in a 8- to 10-page Microsoft Word document:

• What are the positive and negative aspects of managed care? Analyze the benefits and the risks for both providers and patients, and how providers should choose among managed care contracts. Conclude with your analysis and recommendations for managed care health plans. Your response should include answers to the following questions:
• Summarize the history of when, how, and why managed care was developed.
• Define and discuss each type of managed care organization (MCO)—health maintenance organization (HMO), preferred provider organization (PPO), and point of sale (POS).
• Explain the positive and negative aspects, respectively, of managed care organization from the provider’s point of view—a physician and a healthcare facility—and from a patient’s point of view.
• Explain the three types of incentives for providers for efficiency in the delivery of healthcare services. Explain who bears the financial risk—the provider, the patient, or the managed care organization.
• Offer your recommendations, to accept or decline, for patients considering managed care health plans, with your rationale for each.

References:

Claxton, G., Rae, M., Panchal, N., Damico, A., & Lundy, J. (2012). Employer Health
 Benefits Annual 2012 Survey. Retrieved from http://ehbs.kff.org/pdf/2012/
 8345.pdf

Sekhri, N. K. (2000). Managed care: The US experience. Retrieved from http://www.
 who.int/bulletin/archives/78%286%29830.pdf

Scutchfield F. D., Lee, J., & Patton, D. (1997). Managed care in the United States.
 Journal of Public Health Medicine, 19(3), 251–254. Retrieved from http://
 jpubhealth.oxfordjournals.org/content/19/3/251.full.pdf

Support your responses with examples.

Cite any sources in APA format.

 

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Since the components of the rhetorical situation are intertwined and interact with each other, as one aspect shifts so too must the others. In other words, as writers we must consider how shifts in purpose or context might impact reader-users and adjust our writing appropriately.

For this week’s discussion, I want us to watch a video clip of a Robert Kennedy speech and discuss how he addresses the change in rhetorical situation. Let me begin to set the rhetorical situation with some background information.

In 1968, Robert Kennedy, then a New York senator, was on the campaign trail as part of his presidential bid. He was scheduled to deliver a campaign speech on April 4, 1968 to a group of supporters in Indiana. As some of you may recognize the date, he found out not long before his scheduled appearance that Dr. Martin Luther King, Jr. had been assassinated. Since this was in a time before mobile devices, Twitter, Facebook, etc. no one in the crowd was aware of the events that had occurred. Additionally, it was at the height of the civil rights movement. The purpose, or issue, of Kennedy’s speech suddenly shifts from one of rally and support to one of breaking the horrible news.

As you make your initial contribution to the weekly discussion, consider the following questions: In what ways does Kennedy address the shift in rhetorical situation? What might he have done differently? Does he effectively communicate his purpose to this audience? If we think about this speech as it relates to the definition of technical/professional  communication (from Chapter 1), in what ways does he manage information that allows people to take action? Overall, do you think his speech is appropriate for the rhetorical situation? Explain?

When posting your response, make connections with Chapter 2, the Mere Rhetoric podcasts, and the definitions of rhetoric and professional communication (from Module 1).

look this video:
https://youtu.be/BCrx_u3825g

the definitions of rhetoric: http://www.americanrhetoric.com/rhetoricdefinitions.htm

Mere Rhetoric podcasts:http://mererhetoric.libsyn.com/the-rhetorical-situation and http://mererhetoric.libsyn.com/what-is-rhetoric

 Chapter 2:can rearch the ebook in the internet,like [img>this

 

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1. Record today’ date
2. Browse the internet and select a story about an innovation related to information technology.
3. Research to answer any questions you have about the story.
4. Write a blog post about the story in your business strategy blog on wix.com.
5. Post a link to the blog post in this Week’s discussion forum.

 

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